Healthcare Laws For Indians in USA


May 04 2023

<div style=' background:#FFFFFF;color:#000000;font-size:15px;font-family:Verdana;width:auto;padding:5px;max-height:100%;'><span><p>The United States does not have a universal healthcare system, and access to healthcare is primarily dependent on one's ability to pay. The government provides healthcare coverage to specific populations such as Medicare for people aged 65 and older and Medicaid for low-income individuals and families. However, for most Americans, health insurance is obtained through their employers or purchased independently from private insurance companies.<br>The Patient Protection and Affordable Care Act (ACA) signed into law by President Obama in 2010, also known as Obamacare, aimed to improve access to healthcare by expanding Medicaid eligibility and creating health insurance marketplaces where individuals can purchase subsidized insurance plans. The law also prohibited insurance companies from denying coverage based on pre-existing conditions.<br>As an Indian living in the USA, it is essential to know your healthcare options and understand the laws that govern them. If you are employed, you may be eligible for health insurance through your employer. Employers with 50 or more full-time employees are required by law to provide health insurance to their employees.<br>If you are not eligible for employer-based coverage, you can purchase health insurance through the ACA's health insurance marketplace. The marketplace offers a variety of plans, and subsidies are available to individuals with low-income to help pay for their premiums.<br>It is also essential to understand the rights and protections provided by US healthcare laws. The Health Insurance Portability and Accountability Act (HIPAA) of 1996 protects patients' privacy and requires healthcare providers to keep medical information confidential. This law also provides individuals with the right to access their medical records and request changes to them.<br>The Americans with Disabilities Act (ADA) prohibits discrimination against individuals with disabilities in all areas of life, including healthcare. This law requires healthcare providers to provide reasonable accommodations to patients with disabilities to ensure they receive quality healthcare services.<br></p><span></div>

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